bacs payment services login with smart card

How to Bacs Payment Services Login with Smart Card


Bacs Payment Services, a leading payment system in the United Kingdom, allows users to process direct debits, direct credits, and faster payments electronically. In this article, we will guide you through the process of logging in to Bacs Payment Services using a smart card. We will provide detailed instructions and address common questions regarding this login method.


Before proceeding with the Bacs Payment Services smart card login, ensure that you have the following:

  1. Bacs smart card: Obtained from your financial institution, the smart card contains your unique credentials and is required for secure access to the Bacs Payment Services platform.
  2. Smart card reader: A hardware device used to insert your smart card and communicate with it through your computer's USB port.
  3. Supported operating system: Ensure that your computer is running an operating system compatible with the smart card reader and Bacs Payment Services login requirements.

Step-by-Step Guide to Bacs Payment Services Login with Smart Card

Step 1: Install Smart Card Reader Software

  1. Connect the smart card reader to an available USB port on your computer.
  2. Insert the installation CD provided with the smart card reader into your computer's CD/DVD drive.

Note: If you don't have the installation CD, visit the manufacturer's website and download the latest software for your specific smart card reader model.

  1. Follow the on-screen instructions to install the smart card reader software.

Step 2: Insert the Smart Card

  1. Once the smart card reader software is installed, remove the CD from your computer.
  2. Insert your Bacs smart card into the smart card reader.

Note: Ensure that the smart card is properly aligned and fully inserted into the reader.

  1. Wait for your computer to recognize the smart card and establish a secure connection.

Step 3: Launch the Bacs Payment Services Login Portal

  1. Open your preferred web browser.
  2. Enter the URL for the Bacs Payment Services login portal in the address bar.
  3. Press the "Enter" key to access the login page.
  4. Wait for the page to load.

Step 4: Select Smart Card Login Option

  1. On the Bacs Payment Services login page, locate the login section.
  2. Choose the "Smart Card Login" option to proceed.
  3. If prompted, select the appropriate smart card reader device from the provided list.

Note: If your smart card reader is not listed, ensure that it is properly connected to your computer and try again.

  1. Click on the "Continue" or "Login" button to initiate the smart card login process.

Step 5: Authenticate with Smart Card PIN

  1. After clicking "Continue" or "Login," the smart card login process will prompt you to enter your smart card PIN.
  2. Enter the PIN associated with your Bacs smart card using the on-screen keyboard.

Note: Using the on-screen keyboard enhances security by preventing keyloggers from capturing your PIN.

  1. Double-check the PIN for accuracy.
  2. Click on the "Submit," "Login," or relevant button to proceed.

Congratulations! You have successfully logged in to Bacs Payment Services using your smart card.

Frequently Asked Questions

Q1: Can I use any smart card reader for Bacs Payment Services login?

A1: Bacs Payment Services supports a range of smart card readers. However, for optimal compatibility and ease of use, it is recommended to use a reader recommended by your financial institution or Bacs Payment Services directly.

Q2: What should I do if my smart card is lost or stolen?

A2: If your smart card is lost or stolen, immediately contact your financial institution to have the card cancelled. They will guide you through the necessary steps to secure your account and provide a replacement card if required.

Q3: Can I login to Bacs Payment Services using a smart card on multiple devices?

A3: Yes, you can use your Bacs smart card to log in to Bacs Payment Services on multiple devices. However, note that each device requires a compatible smart card reader and the associated software.

This comprehensive guide walked you through the process of logging in to Bacs Payment Services using a smart card. By following the step-by-step instructions and considering the frequently asked questions, you can securely access the Bacs Payment Services platform and efficiently manage your electronic payments.


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PDF Logging into BACS live website

Logging into the BACS live Website If you have a smart card you can log into the BACS website to administer your accounts and perform various functions such as checking on previous submissions and receive reports. The Gemplus smart card software supplied by your Bank installs its own plug-in into your browser to assist in the logging in process.

Log in - BACS

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Bacs Payment Services Login With Smart Card - Login Individual

Bacs Payment Services Login With Smart Card. Find out the most relevant information about bacs payment services login with smart card. We use only official & trusted sources.


Bacs is owned and operated by leading retail payments authority Pay.UK the company also responsible for Faster Payments and cheques as well as related services such as mobile app Paym the Current Account Switch Service and many others.

How do I activate and set up a new smart card ...

If you are able to login successfully this means the card is active. NOTE: You can also check the card has been setup with the correct permissions and linked to the correct service user numbers. To check the permissions select My Details on the left hand side and scroll down Bacs 3 day licence Privileges.


PSW is being updated : We have started a project to refresh the Payment Services Website to improve the user experience for site visitors. We will be making the site easier to use

How do I authenticate with the Bacs Payment Services ...

It may be that you haven't registered your Smart Card in Gemalto please see related article: How do I register the security certificates in Gemalto If you have followed the steps to register your Smart Card and you are still experiencing the same issue when trying to sign there are some cases where your anti-virus software is stripping out ...

Collecting reports - BACS

Bacs payment services website ; Bacstel-IP software ; To be notified when new reports are available you can set up email notifications. These can be set up either by a Primary Security Contact (PSC) in your organisation using the Bacs Payment Services Website or by your sponsoring payment service provider.

Using Bacstel-IP

All new Bacs users must download the Bacstel-IP Service User Guide - it will provide you with an understanding of the Bacs electronic funds transfer service and how to make submissions to the service through Bacstel-IP. Payment Services Contact's Guide. If you have been registered as a contact to use one or more payment services facilities ...


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